{"id":441,"date":"2025-07-21T13:48:36","date_gmt":"2025-07-21T13:48:36","guid":{"rendered":"https:\/\/astrabroker.net\/?page_id=441"},"modified":"2025-08-09T21:40:23","modified_gmt":"2025-08-09T21:40:23","slug":"devlet-destekli-alacak-sigortasi","status":"publish","type":"page","link":"https:\/\/astrabroker.net\/en\/devlet-destekli-alacak-sigortasi\/","title":{"rendered":"Goverment Supported Credit Insurance"},"content":{"rendered":"\t\t
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Devlet Destekli Alacak Sigortas\u0131 (DDAS)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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KOB\u0130\u2019lere \u00d6zel G\u00fcvence \u2013 Astra Sigorta Brokerli\u011fi ile Hazine Destekli Alacak Korumas\u0131<\/h2>

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Vadeli Sat\u0131\u015flarda Devlet G\u00fcvencesi ile G\u00fcvendesiniz<\/h3>\n

Ticari faaliyetlerde vadeli sat\u0131\u015f yapmak b\u00fcy\u00fcmeyi destekler, ancak beraberinde tahsilat risklerini de getirir. Astra Sigorta Brokerli\u011fi olarak, KOB\u0130\u2019lerin bu riskleri y\u00f6netebilmeleri i\u00e7in Hazine ve Maliye Bakanl\u0131\u011f\u0131 destekli, T\u00fcrk Reas\u00fcrans A.\u015e. taraf\u0131ndan geli\u015ftirilen Devlet Destekli Alacak Sigortas\u0131 (DDAS)<\/strong> hizmetini sunuyoruz.<\/p>\n

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Bu sistem sayesinde, i\u015fletmeler yurti\u00e7indeki vadeli sat\u0131\u015flardan do\u011fan alacaklar\u0131n\u0131 teminat alt\u0131na alabilir ve tahsilat kaynakl\u0131 riskleri minimuma indirebilir. \u00dcstelik t\u00fcm bu g\u00fcvence, devlet deste\u011fiyle sunulmaktad\u0131r.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Kimler Yararlanabilir?<\/h2>\n

A\u015fa\u011f\u0131daki kriterleri sa\u011flayan i\u015fletmeler DDAS kapsam\u0131nda sigorta yapt\u0131rabilir:<\/p>\n

\u00a0<\/p>\n

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    T\u00fcrkiye\u2019de yerle\u015fik ve en az 2 y\u0131ld\u0131r faaliyette bulunan<\/strong> vergi m\u00fckellefi i\u015fletmeler<\/p>\n<\/li>\n

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    Y\u0131ll\u0131k cirosu 500 milyon TL\u2019nin alt\u0131nda olan<\/strong> KOB\u0130\u2019ler<\/p>\n<\/li>\n

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    Basit usule tabi olmayan<\/strong> m\u00fckellefler<\/p>\n<\/li>\n

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    Daha \u00f6nce vergi veya SGK borcu bulunmayan ve risk de\u011ferlendirme notu yeterli olan firmalar<\/p>\n<\/li>\n<\/ul>\n

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    Teminat Alt\u0131na Al\u0131nan Riskler<\/h2>\n

    Devlet Destekli Alacak Sigortas\u0131, a\u015fa\u011f\u0131daki riskleri kapsar:<\/p>\n

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      \u0130flas ve konkordato halleri<\/strong><\/p>\n<\/li>\n

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      Bor\u00e7lunun ka\u00e7mas\u0131, ortadan kaybolmas\u0131<\/strong><\/p>\n<\/li>\n

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      Bor\u00e7lunun \u00f6demeyi makul bir s\u00fcre i\u00e7inde yapamamas\u0131 (temerr\u00fct)<\/strong><\/p>\n<\/li>\n

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      Bor\u00e7lunun \u00f6l\u00fcm\u00fc (\u015fah\u0131s firmalar\u0131 i\u00e7in)<\/strong><\/p>\n<\/li>\n

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      Yap\u0131land\u0131r\u0131lm\u0131\u015f \u00f6demelerde gecikme<\/strong><\/p>\n<\/li>\n<\/ul>\n

      T\u00fcm bu durumlar sonucunda do\u011facak zararlar, poli\u00e7e kapsam\u0131nda belirlenen s\u00fcre ve limitler dahilinde tazminat<\/strong> ile kar\u015f\u0131lan\u0131r.<\/p>\n

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      Teminat Kapsam\u0131 ve Uygulama Detaylar\u0131<\/h2>\n
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        Vadeli sat\u0131\u015flar:<\/strong> A\u00e7\u0131k hesap, \u00e7ek ve senetli sat\u0131\u015flar<\/p>\n<\/li>\n

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        Vade s\u00fcresi:<\/strong> En fazla 360 g\u00fcn<\/p>\n<\/li>\n

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        Para birimi:<\/strong> Yaln\u0131zca T\u00fcrk Liras\u0131 (yurt i\u00e7i ticaret)<\/p>\n<\/li>\n

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        Teminat limiti:<\/strong> Al\u0131c\u0131lara \u00f6zel olarak risk analizi sonucunda belirlenir<\/p>\n<\/li>\n<\/ul>\n

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        Al\u0131c\u0131lar\u0131n\u0131z tek tek risk de\u011ferlendirmesine tabi tutulur ve limitleri sistem taraf\u0131ndan belirlenir. Teminat alt\u0131na al\u0131nan alacaklarda tahsilat ger\u00e7ekle\u015fmedi\u011finde, poli\u00e7e kapsam\u0131na g\u00f6re 30 ila 60 g\u00fcn<\/strong> i\u00e7inde \u00f6deme yap\u0131l\u0131r.<\/p>\n

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        Poli\u00e7e T\u00fcrleri<\/h2>\n

        Astra Sigorta Brokerli\u011fi olarak, ihtiyac\u0131n\u0131za g\u00f6re farkl\u0131 kapsamda DDAS poli\u00e7eleri sunuyoruz:<\/p>\n

        1. Temel Paket (Ticari Temel)<\/h3>\n
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          Sabit risk de\u011ferlendirme y\u00f6ntemi<\/p>\n<\/li>\n

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          H\u0131zl\u0131 onay<\/p>\n<\/li>\n

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          Geni\u015f al\u0131c\u0131 kapsamas\u0131<\/p>\n<\/li>\n<\/ul>\n

          2. Standart Paket (Ticari Standart)<\/h3>\n
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            Firma bazl\u0131 detayl\u0131 risk de\u011ferlendirmesi<\/p>\n<\/li>\n

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            Geli\u015fmi\u015f limit y\u00f6netimi<\/p>\n<\/li>\n

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            Sigortal\u0131ya \u00f6zel primlendirme<\/p>\n<\/li>\n<\/ul>\n

            \u00a0<\/p>\n

            Her iki poli\u00e7e de devlet desteklidir ve sigortal\u0131n\u0131n cirosuna, sekt\u00f6r\u00fcne ve ticaret hacmine g\u00f6re \u00f6zelle\u015ftirilebilir.<\/p>\n

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            \u00a0<\/p>\n<\/blockquote>\n

            \u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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            Prim Hesaplama Nas\u0131l Yap\u0131l\u0131r?<\/h2>\n

            Primler, a\u015fa\u011f\u0131daki fakt\u00f6rlere g\u00f6re belirlenir:<\/p>\n

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              \u0130\u015fletmenin cirosu<\/p>\n<\/li>\n

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              Sigortalanacak alacak miktar\u0131<\/p>\n<\/li>\n

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              Al\u0131c\u0131 say\u0131s\u0131 ve sekt\u00f6r\u00fc<\/p>\n<\/li>\n

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              Vadeli sat\u0131\u015flar\u0131n ortalama s\u00fcresi<\/p>\n<\/li>\n

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              \u00d6nceki d\u00f6nem hasar ve risk ge\u00e7mi\u015fi<\/p>\n<\/li>\n<\/ul>\n

              \u00a0<\/p>\n

              Astra Sigorta Brokerli\u011fi olarak, sizin yerinize bu hesaplamalar\u0131 yap\u0131yor ve en uygun DDAS teklifini haz\u0131rl\u0131yoruz.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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              \n\t\t\t\t\t\r\n\r\n\r\n\r\n\r\nPrim Hesaplama<\/title>\r\n<style>\r\n body {\r\n font-family: Arial, sans-serif;\r\n background-color: #f5f7fa;\r\n color: #0a3b64;\r\n padding: 20px;\r\n }\r\n .calculator {\r\n background: white;\r\n max-width: 600px;\r\n margin: auto;\r\n padding: 20px;\r\n border-radius: 10px;\r\n box-shadow: 0 2px 10px rgba(0,0,0,0.1);\r\n }\r\n h2 {\r\n color: #4632DA;\r\n text-align: center;\r\n }\r\n label {\r\n display: block;\r\n margin: 10px 0 5px;\r\n }\r\n select, input {\r\n width: 100%;\r\n padding: 10px;\r\n margin-bottom: 15px;\r\n border: 1px solid #ccc;\r\n border-radius: 5px;\r\n }\r\n button {\r\n background-color: #4632DA;\r\n color: white;\r\n border: none;\r\n padding: 10px 15px;\r\n width: 100%;\r\n border-radius: 5px;\r\n font-size: 16px;\r\n cursor: pointer;\r\n }\r\n button:hover {\r\n background-color: #3523b5;\r\n }\r\n .result {\r\n margin-top: 20px;\r\n font-weight: bold;\r\n text-align: center;\r\n }\r\n @media (max-width: 600px) {\r\n .calculator { padding: 15px; }\r\n }\r\n<\/style>\r\n<\/head>\r\n<body>\r\n<div class=\"calculator\">\r\n <h2>Prim Hesaplama<\/h2>\r\n <label for=\"ciro\">Y\u0131ll\u0131k Ciro (\u20ba)<\/label>\r\n <input type=\"number\" id=\"ciro\" placeholder=\"Ciro giriniz\">\r\n <label for=\"vade\">Vade (G\u00fcn)<\/label>\r\n <select id=\"vade\">\r\n <option value=\"120\">120<\/option>\r\n <option value=\"180\">180<\/option>\r\n <option value=\"240\">240<\/option>\r\n <option value=\"360\">360<\/option>\r\n <\/select>\r\n <label for=\"deprem\">Deprem Teminat\u0131<\/label>\r\n <select id=\"deprem\">\r\n <option value=\"yok\">Yok<\/option>\r\n <option value=\"var\">Var<\/option>\r\n <\/select>\r\n <button onclick=\"hesapla()\">Hesapla<\/button>\r\n <div class=\"result\" id=\"sonuc\"><\/div>\r\n<\/div>\r\n\r\n<script>\r\nconst oranlar = [\r\n {min:0, max:3000000, oran:{120:{yok:0.50,var:0.575},180:{yok:0.80,var:0.920},240:{yok:1.20,var:1.380},360:{yok:1.40,var:1.610}}},\r\n {min:3000001, max:5000000, oran:{120:{yok:0.45,var:0.518},180:{yok:0.70,var:0.805},240:{yok:1.05,var:1.208},360:{yok:1.23,var:1.415}}},\r\n {min:5000001, max:10000000, oran:{120:{yok:0.42,var:0.483},180:{yok:0.60,var:0.690},240:{yok:0.85,var:0.978},360:{yok:1.05,var:1.208}}},\r\n {min:10000001, max:15000000, oran:{120:{yok:0.40,var:0.460},180:{yok:0.50,var:0.575},240:{yok:0.60,var:0.690},360:{yok:0.88,var:1.012}}},\r\n {min:15000001, max:20000000, oran:{120:{yok:0.35,var:0.403},180:{yok:0.45,var:0.518},240:{yok:0.55,var:0.633},360:{yok:0.79,var:0.909}}},\r\n {min:20000001, max:25000000, oran:{120:{yok:0.32,var:0.368},180:{yok:0.40,var:0.460},240:{yok:0.50,var:0.575},360:{yok:0.70,var:0.805}}},\r\n {min:25000001, max:40000000, oran:{120:{yok:0.29,var:0.334},180:{yok:0.37,var:0.426},240:{yok:0.47,var:0.541},360:{yok:0.65,var:0.748}}},\r\n {min:40000001, max:65000000, oran:{120:{yok:0.26,var:0.299},180:{yok:0.33,var:0.380},240:{yok:0.42,var:0.483},360:{yok:0.58,var:0.667}}},\r\n {min:65000001, max:100000000, oran:{120:{yok:0.24,var:0.276},180:{yok:0.30,var:0.345},240:{yok:0.37,var:0.426},360:{yok:0.53,var:0.610}}},\r\n {min:100000001, max:175000000, oran:{120:{yok:0.22,var:0.253},180:{yok:0.28,var:0.322},240:{yok:0.34,var:0.391},360:{yok:0.49,var:0.564}}},\r\n {min:175000001, max:250000000, oran:{120:{yok:0.20,var:0.230},180:{yok:0.26,var:0.299},240:{yok:0.32,var:0.368},360:{yok:0.47,var:0.541}}},\r\n {min:250000001, max:400000000, oran:{120:{yok:0.19,var:0.219},180:{yok:0.25,var:0.288},240:{yok:0.31,var:0.357},360:{yok:0.46,var:0.529}}},\r\n {min:400000001, max:500000000, oran:{120:{yok:0.18,var:0.207},180:{yok:0.24,var:0.276},240:{yok:0.30,var:0.345},360:{yok:0.45,var:0.518}}},\r\n];\r\n\r\nfunction hesapla(){\r\n const ciro = parseFloat(document.getElementById('ciro').value);\r\n const vade = document.getElementById('vade').value;\r\n const deprem = document.getElementById('deprem').value;\r\n const aralik = oranlar.find(o => ciro >= o.min && ciro <= o.max);\r\n const sonucDiv = document.getElementById('sonuc');\r\n if(!aralik){\r\n sonucDiv.innerHTML = \"Bu ciro i\u00e7in oran tan\u0131ml\u0131 de\u011fil.\";\r\n return;\r\n }\r\n const oran = aralik.oran[vade][deprem];\r\n const prim = (ciro * oran) \/ 100;\r\n sonucDiv.innerHTML = `Prim Oran\u0131: %${oran.toFixed(3)} <br> Prim Tutar\u0131: \u20ba${prim.toLocaleString('tr-TR', {minimumFractionDigits:2, maximumFractionDigits:2})}`;\r\n}\r\n<\/script>\r\n<\/body>\r\n<\/html>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ecf7d1a e-flex e-con-boxed e-con e-parent\" data-id=\"ecf7d1a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e5bdc0c elementor-widget elementor-widget-html\" data-id=\"e5bdc0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!DOCTYPE html>\r\n<html lang=\"tr\">\r\n<head>\r\n <meta charset=\"UTF-8\" \/>\r\n <meta name=\"viewport\" content=\"width=device-width, initial-scale=1\" \/>\r\n <title>Prim Oranlar\u0131<\/title>\r\n <style>\r\n body {\r\n font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;\r\n background-color: #f7f9fc;\r\n margin: 0;\r\n padding: 2rem;\r\n color: #1a1a1a;\r\n }\r\n\r\n h1 {\r\n color: #4632DA; \/* AstraBroker mor *\/\r\n text-align: center;\r\n margin-bottom: 2rem;\r\n font-weight: 700;\r\n font-size: 2rem;\r\n }\r\n\r\n table {\r\n width: 100%;\r\n border-collapse: collapse;\r\n box-shadow: 0 4px 12px rgba(70, 50, 218, 0.15);\r\n background-color: #fff;\r\n border-radius: 8px;\r\n overflow: hidden;\r\n }\r\n\r\n caption {\r\n caption-side: top;\r\n text-align: left;\r\n padding: 1rem 1.5rem;\r\n font-weight: 700;\r\n color: #4632DA;\r\n font-size: 1.2rem;\r\n background-color: #e9e6ff;\r\n }\r\n\r\n thead tr {\r\n background-color: #4632DA;\r\n color: white;\r\n font-weight: 600;\r\n font-size: 0.95rem;\r\n }\r\n\r\n th, td {\r\n padding: 1rem 0.75rem;\r\n border: 1px solid #d3d3d3;\r\n text-align: center;\r\n font-size: 0.9rem;\r\n }\r\n\r\n tbody tr:nth-child(even) {\r\n background-color: #f5f4ff;\r\n }\r\n\r\n \/* Responsive *\/\r\n @media (max-width: 700px) {\r\n body {\r\n padding: 1rem;\r\n }\r\n\r\n h1 {\r\n font-size: 1.5rem;\r\n }\r\n\r\n table, thead, tbody, th, td, tr {\r\n display: block;\r\n width: 100%;\r\n }\r\n\r\n thead tr {\r\n display: none;\r\n }\r\n\r\n tbody tr {\r\n margin-bottom: 1.5rem;\r\n box-shadow: 0 2px 8px rgba(70, 50, 218, 0.15);\r\n border-radius: 8px;\r\n background-color: #fff;\r\n padding: 1rem;\r\n }\r\n\r\n tbody tr td {\r\n text-align: right;\r\n padding-left: 50%;\r\n position: relative;\r\n border: none;\r\n border-bottom: 1px solid #ddd;\r\n font-size: 0.9rem;\r\n }\r\n\r\n tbody tr td:last-child {\r\n border-bottom: 0;\r\n }\r\n\r\n tbody tr td::before {\r\n content: attr(data-label);\r\n position: absolute;\r\n left: 1rem;\r\n width: 45%;\r\n padding-left: 0.5rem;\r\n font-weight: 700;\r\n text-align: left;\r\n color: #4632DA;\r\n white-space: nowrap;\r\n }\r\n }\r\n <\/style>\r\n<\/head>\r\n<body>\r\n <h1>Prim Oranlar\u0131 Tablosu<\/h1>\r\n\r\n <table>\r\n <caption>Prim Oranlar\u0131 (06.12.2023 itibariyle)<\/caption>\r\n <thead>\r\n <tr>\r\n <th>\u0130\u015flem Hacmi (\u20ba)<\/th>\r\n <th>120\u202fG\u00fcn (%)<br>(Deprem: Yok \/ Var)<\/th>\r\n <th>180\u202fG\u00fcn (%)<br>(Deprem: Yok \/ Var)<\/th>\r\n <th>240\u202fG\u00fcn (%)<br>(Deprem: Yok \/ Var)<\/th>\r\n <th>360\u202fG\u00fcn (%)<br>(Deprem: Yok \/ Var)<\/th>\r\n <th>Azami Tazminat<br>(Net Primin Kat\u0131)<\/th>\r\n <\/tr>\r\n <\/thead>\r\n <tbody>\r\n <tr>\r\n <td data-label=\"\u0130\u015flem Hacmi (\u20ba)\">0\u20133.000.000<\/td>\r\n <td data-label=\"120 G\u00fcn\">0.50 \/ 0.575<\/td>\r\n <td data-label=\"180 G\u00fcn\">0.80 \/ 0.920<\/td>\r\n <td data-label=\"240 G\u00fcn\">1.20 \/ 1.380<\/td>\r\n <td data-label=\"360 G\u00fcn\">1.40 \/ 1.610<\/td>\r\n <td data-label=\"Azami Tazminat\">30<\/td>\r\n <\/tr>\r\n <tr>\r\n <td data-label=\"\u0130\u015flem Hacmi (\u20ba)\">3.000.001\u20135.000.000<\/td>\r\n <td data-label=\"120 G\u00fcn\">0.45 \/ 0.518<\/td>\r\n <td data-label=\"180 G\u00fcn\">0.70 \/ 0.805<\/td>\r\n <td data-label=\"240 G\u00fcn\">1.05 \/ 1.208<\/td>\r\n <td data-label=\"360 G\u00fcn\">1.23 \/ 1.415<\/td>\r\n <td data-label=\"Azami Tazminat\">30<\/td>\r\n <\/tr>\r\n <tr>\r\n <td data-label=\"\u0130\u015flem Hacmi (\u20ba)\">5.000.001\u201310.000.000<\/td>\r\n <td data-label=\"120 G\u00fcn\">0.42 \/ 0.483<\/td>\r\n <td data-label=\"180 G\u00fcn\">0.60 \/ 0.690<\/td>\r\n <td data-label=\"240 G\u00fcn\">0.85 \/ 0.978<\/td>\r\n <td data-label=\"360 G\u00fcn\">1.05 \/ 1.208<\/td>\r\n <td data-label=\"Azami Tazminat\">30<\/td>\r\n <\/tr>\r\n <tr>\r\n <td data-label=\"\u0130\u015flem Hacmi (\u20ba)\">10.000.001\u201315.000.000<\/td>\r\n <td data-label=\"120 G\u00fcn\">0.40 \/ 0.460<\/td>\r\n <td data-label=\"180 G\u00fcn\">0.50 \/ 0.575<\/td>\r\n <td data-label=\"240 G\u00fcn\">0.60 \/ 0.690<\/td>\r\n <td data-label=\"360 G\u00fcn\">0.88 \/ 1.012<\/td>\r\n <td data-label=\"Azami Tazminat\">30<\/td>\r\n <\/tr>\r\n <tr>\r\n <td data-label=\"\u0130\u015flem Hacmi (\u20ba)\">15.000.001\u201320.000.000<\/td>\r\n <td data-label=\"120 G\u00fcn\">0.35 \/ 0.403<\/td>\r\n <td data-label=\"180 G\u00fcn\">0.45 \/ 0.518<\/td>\r\n <td data-label=\"240 G\u00fcn\">0.55 \/ 0.633<\/td>\r\n <td data-label=\"360 G\u00fcn\">0.79 \/ 0.909<\/td>\r\n <td data-label=\"Azami Tazminat\">30<\/td>\r\n <\/tr>\r\n <tr>\r\n <td data-label=\"\u0130\u015flem Hacmi (\u20ba)\">20.000.001\u201325.000.000<\/td>\r\n <td data-label=\"120 G\u00fcn\">0.32 \/ 0.368<\/td>\r\n <td data-label=\"180 G\u00fcn\">0.40 \/ 0.460<\/td>\r\n <td data-label=\"240 G\u00fcn\">0.50 \/ 0.575<\/td>\r\n <td data-label=\"360 G\u00fcn\">0.70 \/ 0.805<\/td>\r\n <td data-label=\"Azami Tazminat\">30<\/td>\r\n <\/tr>\r\n <tr>\r\n <td data-label=\"\u0130\u015flem Hacmi (\u20ba)\">25.000.001\u201340.000.000<\/td>\r\n <td data-label=\"120 G\u00fcn\">0.29 \/ 0.334<\/td>\r\n <td data-label=\"180 G\u00fcn\">0.37 \/ 0.426<\/td>\r\n <td data-label=\"240 G\u00fcn\">0.47 \/ 0.541<\/td>\r\n <td data-label=\"360 G\u00fcn\">0.65 \/ 0.748<\/td>\r\n <td data-label=\"Azami Tazminat\">30<\/td>\r\n <\/tr>\r\n <tr>\r\n <td data-label=\"\u0130\u015flem Hacmi (\u20ba)\">40.000.001\u201365.000.000<\/td>\r\n <td data-label=\"120 G\u00fcn\">0.26 \/ 0.299<\/td>\r\n <td data-label=\"180 G\u00fcn\">0.33 \/ 0.380<\/td>\r\n <td data-label=\"240 G\u00fcn\">0.42 \/ 0.483<\/td>\r\n <td data-label=\"360 G\u00fcn\">0.58 \/ 0.667<\/td>\r\n <td data-label=\"Azami Tazminat\">30<\/td>\r\n <\/tr>\r\n <tr>\r\n <td data-label=\"\u0130\u015flem Hacmi (\u20ba)\">65.000.001\u2013100.000.000<\/td>\r\n <td data-label=\"120 G\u00fcn\">0.24 \/ 0.276<\/td>\r\n <td data-label=\"180 G\u00fcn\">0.30 \/ 0.345<\/td>\r\n <td data-label=\"240 G\u00fcn\">0.37 \/ 0.426<\/td>\r\n <td data-label=\"360 G\u00fcn\">0.53 \/ 0.610<\/td>\r\n <td data-label=\"Azami Tazminat\">30<\/td>\r\n <\/tr>\r\n <tr>\r\n <td data-label=\"\u0130\u015flem Hacmi (\u20ba)\">100.000.001\u2013175.000.000<\/td>\r\n <td data-label=\"120 G\u00fcn\">0.22 \/ 0.253<\/td>\r\n <td data-label=\"180 G\u00fcn\">0.28 \/ 0.322<\/td>\r\n <td data-label=\"240 G\u00fcn\">0.34 \/ 0.391<\/td>\r\n <td data-label=\"360 G\u00fcn\">0.49 \/ 0.564<\/td>\r\n <td data-label=\"Azami Tazminat\">30<\/td>\r\n <\/tr>\r\n <tr>\r\n <td data-label=\"\u0130\u015flem Hacmi (\u20ba)\">175.000.001\u2013250.000.000<\/td>\r\n <td data-label=\"120 G\u00fcn\">0.20 \/ 0.230<\/td>\r\n <td data-label=\"180 G\u00fcn\">0.26 \/ 0.299<\/td>\r\n <td data-label=\"240 G\u00fcn\">0.32 \/ 0.368<\/td>\r\n <td data-label=\"360 G\u00fcn\">0.47 \/ 0.541<\/td>\r\n <td data-label=\"Azami Tazminat\">30<\/td>\r\n <\/tr>\r\n <tr>\r\n <td data-label=\"\u0130\u015flem Hacmi (\u20ba)\">250.000.001\u2013400.000.000<\/td>\r\n <td data-label=\"120 G\u00fcn\">0.19 \/ 0.219<\/td>\r\n <td data-label=\"180 G\u00fcn\">0.25 \/ 0.288<\/td>\r\n <td data-label=\"240 G\u00fcn\">0.31 \/ 0.357<\/td>\r\n <td data-label=\"360 G\u00fcn\">0.46 \/ 0.529<\/td>\r\n <td data-label=\"Azami Tazminat\">30<\/td>\r\n <\/tr>\r\n <tr>\r\n <td data-label=\"\u0130\u015flem Hacmi (\u20ba)\">400.000.001\u2013500.000.000<\/td>\r\n <td data-label=\"120 G\u00fcn\">0.18 \/ 0.207<\/td>\r\n <td data-label=\"180 G\u00fcn\">0.24 \/ 0.276<\/td>\r\n <td data-label=\"240 G\u00fcn\">0.30 \/ 0.345<\/td>\r\n <td data-label=\"360 G\u00fcn\">0.45 \/ 0.518<\/td>\r\n <td data-label=\"Azami Tazminat\">30<\/td>\r\n <\/tr>\r\n <\/tbody>\r\n <\/table>\r\n<\/body>\r\n<\/html>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dc95d02 e-flex e-con-boxed e-con e-parent\" data-id=\"dc95d02\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-59c9c30 elementor-widget elementor-widget-text-editor\" data-id=\"59c9c30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3309\" data-end=\"3355\">Neden Astra Sigorta Brokerli\u011fi ile DDAS?<\/h2>\n<p><\/p>\n<ul data-start=\"3357\" data-end=\"3734\">\n<li data-start=\"3357\" data-end=\"3436\">\n<p data-start=\"3359\" data-end=\"3436\"><strong data-start=\"3359\" data-end=\"3381\">Uzman dan\u0131\u015fmanl\u0131k:<\/strong> Ba\u015fvuru \u00f6ncesi ve sonras\u0131 t\u00fcm s\u00fcre\u00e7lerde yan\u0131n\u0131zday\u0131z.<\/p>\n<\/li>\n<li data-start=\"3437\" data-end=\"3547\">\n<p data-start=\"3439\" data-end=\"3547\"><strong data-start=\"3439\" data-end=\"3465\">Sizin ad\u0131n\u0131za ba\u015fvuru:<\/strong> Belgeleri sizin yerinize biz haz\u0131rlar\u0131z, sigorta ba\u015fvurusu s\u00fcre\u00e7lerini y\u00f6netiriz.<\/p>\n<\/li>\n<li data-start=\"3548\" data-end=\"3632\">\n<p data-start=\"3550\" data-end=\"3632\"><strong data-start=\"3550\" data-end=\"3571\">\u015eeffafl\u0131k ve h\u0131z:<\/strong> S\u00fcreci size \u015feffaf bi\u00e7imde aktar\u0131r, t\u00fcm detaylar\u0131 a\u00e7\u0131klar\u0131z.<\/p>\n<\/li>\n<li data-start=\"3633\" data-end=\"3734\">\n<p data-start=\"3635\" data-end=\"3734\"><strong data-start=\"3635\" data-end=\"3647\">Deneyim:<\/strong> Alacak sigortas\u0131nda sekt\u00f6rel uzmanl\u0131\u011fa sahip g\u00fc\u00e7l\u00fc ekibimizle her ad\u0131mda yan\u0131n\u0131zday\u0131z.<\/p>\n<\/li>\n<\/ul>\n<div><br><\/div>\n<div>\n<h2 data-start=\"3741\" data-end=\"3771\">Nas\u0131l Ba\u015fvurabilirsiniz?<\/h2>\n<ol data-start=\"3773\" data-end=\"4055\">\n<li data-start=\"3773\" data-end=\"3834\">\n<p data-start=\"3776\" data-end=\"3834\"><strong data-start=\"3776\" data-end=\"3807\">\u0130leti\u015fim formumuzu doldurun<\/strong> veya bizi do\u011frudan aray\u0131n.<\/p>\n<\/li>\n<li data-start=\"3835\" data-end=\"3893\">\n<p data-start=\"3838\" data-end=\"3893\">\u015eirket bilgilerinizi ve ciro detaylar\u0131n\u0131z\u0131 bize iletin.<\/p>\n<\/li>\n<li data-start=\"3894\" data-end=\"3961\">\n<p data-start=\"3897\" data-end=\"3961\">Al\u0131c\u0131 listeniz analiz edilsin, teminat limitleriniz belirlensin.<\/p>\n<\/li>\n<li data-start=\"3962\" data-end=\"4000\">\n<p data-start=\"3965\" data-end=\"4000\">Poli\u00e7eniz haz\u0131rlan\u0131p size sunulsun.<\/p>\n<\/li>\n<li data-start=\"4001\" data-end=\"4055\">\n<p data-start=\"4004\" data-end=\"4055\">Onay\u0131n\u0131zla birlikte g\u00fcvenle sat\u0131\u015f yapmaya ba\u015flay\u0131n!<\/p>\n<\/li>\n<\/ol><div><br><\/div>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Devlet Destekli Alacak Sigortas\u0131 (DDAS) KOB\u0130\u2019lere \u00d6zel G\u00fcvence \u2013 Astra Sigorta Brokerli\u011fi ile Hazine Destekli Alacak Korumas\u0131 Vadeli Sat\u0131\u015flarda Devlet G\u00fcvencesi ile G\u00fcvendesiniz Ticari faaliyetlerde vadeli sat\u0131\u015f yapmak b\u00fcy\u00fcmeyi destekler, ancak beraberinde tahsilat risklerini de getirir. Astra Sigorta Brokerli\u011fi olarak, KOB\u0130\u2019lerin bu riskleri y\u00f6netebilmeleri i\u00e7in Hazine ve Maliye Bakanl\u0131\u011f\u0131 destekli, T\u00fcrk Reas\u00fcrans A.\u015e. taraf\u0131ndan geli\u015ftirilen […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-441","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/astrabroker.net\/en\/wp-json\/wp\/v2\/pages\/441","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/astrabroker.net\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/astrabroker.net\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/astrabroker.net\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/astrabroker.net\/en\/wp-json\/wp\/v2\/comments?post=441"}],"version-history":[{"count":3,"href":"https:\/\/astrabroker.net\/en\/wp-json\/wp\/v2\/pages\/441\/revisions"}],"predecessor-version":[{"id":514,"href":"https:\/\/astrabroker.net\/en\/wp-json\/wp\/v2\/pages\/441\/revisions\/514"}],"wp:attachment":[{"href":"https:\/\/astrabroker.net\/en\/wp-json\/wp\/v2\/media?parent=441"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}